{"id":9258,"date":"2026-10-02T15:02:55","date_gmt":"2026-10-02T15:02:55","guid":{"rendered":"https:\/\/feeleverystory.online\/?p=9258"},"modified":"2026-10-02T15:02:55","modified_gmt":"2026-10-02T15:02:55","slug":"part-19-the-settlement-was-ready-to-end-the-lawsuit-until-mercer-produced-an-email-that-changed-who-had-profited-from-my-missing-money","status":"publish","type":"post","link":"https:\/\/feeleverystory.online\/?p=9258","title":{"rendered":"PART 19 \u2013 The Settlement Was Ready to End the Lawsuit Until Mercer Produced an Email That Changed Who Had Profited From My Missing Money"},"content":{"rendered":"<p>The settlement should have been straightforward after that.<\/p>\n<p>It wasn\u2019t.<\/p>\n<p>Nothing involving Dad\u2019s RBM investment seemed capable of ending cleanly.<\/p>\n<p>Rachel called on a Tuesday morning.<\/p>\n<p>\u201cDo you have ten minutes?\u201d<\/p>\n<p>\u201cThat phrase never leads anywhere pleasant.\u201d<\/p>\n<p>\u201cThis may be important.\u201d<\/p>\n<p>I closed my office door.<\/p>\n<p>\u201cWhat happened?\u201d<\/p>\n<p>\u201cMercer\u2019s attorney produced additional documents.\u201d<\/p>\n<p>\u201cVoluntarily?\u201d<\/p>\n<p>\u201cAfter our subpoena request.\u201d<\/p>\n<p>\u201cLess generous.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cWhat documents?\u201d<\/p>\n<p>\u201cCapital account statements from RBM.\u201d<\/p>\n<p>I sat down.<\/p>\n<p>\u201cWe already have those.\u201d<\/p>\n<p>\u201cNot complete ones.\u201d<\/p>\n<p>Of course.<\/p>\n<p>\u201cWhat was missing?\u201d<\/p>\n<p>\u201cSide distributions.\u201d<\/p>\n<p>I frowned.<\/p>\n<p>\u201cTo Dad?\u201d<\/p>\n<p>\u201cAmong others.\u201d<\/p>\n<p>I felt my shoulders tighten.<\/p>\n<p>\u201cExplain.\u201d<\/p>\n<p>\u201cRBM was structured with several investors. Your father\u2019s initial capital contribution was seventy-five thousand.\u201d<\/p>\n<p>\u201cPartly funded with my education money.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cThen the project failed.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cBut?\u201d<\/p>\n<p>\u201cBut before the final loss, RBM distributed certain fees and reimbursements to affiliated parties.\u201d<\/p>\n<p>\u201cHow much did Dad receive?\u201d<\/p>\n<p>\u201cNot directly.\u201d<\/p>\n<p>That answer worried me.<\/p>\n<p>\u201cWho?\u201d<\/p>\n<p>\u201cCole Family Holdings.\u201d<\/p>\n<p>The same entity Dad had used for the secret five-thousand-dollar participation in my duplex.<\/p>\n<p>\u201cHow much?\u201d<\/p>\n<p>\u201cTwelve thousand four hundred.\u201d<\/p>\n<p>I stared at the wall.<\/p>\n<p>\u201cFor what?\u201d<\/p>\n<p>\u201cConsulting and sourcing.\u201d<\/p>\n<p>\u201cDad was paid a fee?\u201d<\/p>\n<p>\u201cApparently.\u201d<\/p>\n<p>\u201cOn top of being an investor?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cWhen?\u201d<\/p>\n<p>\u201cBefore the project collapsed.\u201d<\/p>\n<p>\u201cWhere did the money go?\u201d<\/p>\n<p>\u201cWe\u2019re tracing it.\u201d<\/p>\n<p>My irritation rose.<\/p>\n<p>\u201cThat sentence should be printed on your business cards.\u201d<\/p>\n<p>Rachel ignored me.<\/p>\n<p>\u201cThere\u2019s another payment.\u201d<\/p>\n<p>\u201cHow much?\u201d<\/p>\n<p>\u201cSix thousand.\u201d<\/p>\n<p>\u201cTo Cole Family Holdings?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cWho?\u201d<\/p>\n<p>\u201cHalston Development.\u201d<\/p>\n<p>Greg.<\/p>\n<p>I sat straighter.<\/p>\n<p>\u201cWhy?\u201d<\/p>\n<p>\u201cDue-diligence consulting.\u201d<\/p>\n<p>\u201cGreg worked for RBM?\u201d<\/p>\n<p>\u201cApparently.\u201d<\/p>\n<p>\u201cHe never mentioned that.\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cDid he know Dad was using my school project?\u201d<\/p>\n<p>\u201cWe don\u2019t know.\u201d<\/p>\n<p>I remembered Greg\u2019s meeting.<\/p>\n<p>His careful answers.<\/p>\n<p>His admission that Dad had contacted him.<\/p>\n<p>His photographs.<\/p>\n<p>Had he omitted an entire financial relationship?<\/p>\n<p>\u201cCall him.\u201d<\/p>\n<p>\u201cI already called his attorney.\u201d<\/p>\n<p>\u201cAnd?\u201d<\/p>\n<p>\u201cThey\u2019re reviewing.\u201d<\/p>\n<p>I stood.<\/p>\n<p>\u201cHe lied.\u201d<\/p>\n<p>\u201cNot necessarily.\u201d<\/p>\n<p>\u201cHe said Dad didn\u2019t pay him.\u201d<\/p>\n<p>\u201cHe said Richard did not pay him for information about you.\u201d<\/p>\n<p>\u201cThat\u2019s lawyer language.\u201d<\/p>\n<p>\u201cIt was actually Greg\u2019s language.\u201d<\/p>\n<p>\u201cSame problem.\u201d<\/p>\n<p>Rachel let me be angry for a moment.<\/p>\n<p>Then she said, \u201cThere\u2019s more.\u201d<\/p>\n<p>I laughed.<\/p>\n<p>\u201cOf course there is.\u201d<\/p>\n<p>\u201cMercer also produced emails about your school project.\u201d<\/p>\n<p>My anger cooled instantly.<\/p>\n<p>\u201cWhat emails?\u201d<\/p>\n<p>\u201cOne from Richard to Mercer.\u201d<\/p>\n<p>\u201cWhen?\u201d<\/p>\n<p>\u201cBefore the RBM investment.\u201d<\/p>\n<p>\u201cWhat does it say?\u201d<\/p>\n<p>Rachel read the relevant portion.<\/p>\n<p>My daughter mapped this corridor for a planning course. She found permit activity and parcel consolidation that your people missed. Take a look at the attached summary.<\/p>\n<p>I closed my eyes.<\/p>\n<p>Attached.<\/p>\n<p>My work.<\/p>\n<p>Dad had sent it.<\/p>\n<p>\u201cWhat did Mercer reply?\u201d<\/p>\n<p>\u201cHe said the analysis was interesting and asked who prepared the permit table.\u201d<\/p>\n<p>\u201cAnd Dad?\u201d<\/p>\n<p>Rachel paused.<\/p>\n<p>\u201cHe said, \u2018I did some of it with Hannah.\u2019\u201d<\/p>\n<p>I opened my eyes.<\/p>\n<p>\u201cWhat?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cHe claimed my work.\u201d<\/p>\n<p>\u201cPartially.\u201d<\/p>\n<p>\u201cHe did none of it.\u201d<\/p>\n<p>\u201cI understand.\u201d<\/p>\n<p>\u201cHe didn\u2019t even know where I got the permit records.\u201d<\/p>\n<p>\u201cI know.\u201d<\/p>\n<p>My face felt hot.<\/p>\n<p>For some reason this angered me differently than the money.<\/p>\n<p>Dad had not merely used my analysis.<\/p>\n<p>He had inserted himself into authorship.<\/p>\n<p>\u201cWhat happened after?\u201d<\/p>\n<p>\u201cMercer asked for more detail.\u201d<\/p>\n<p>\u201cAnd Dad?\u201d<\/p>\n<p>\u201cHe sent another document.\u201d<\/p>\n<p>\u201cMine?\u201d<\/p>\n<p>\u201cWe need to compare.\u201d<\/p>\n<p>I opened my old university archive.<\/p>\n<p>The project was still there.<\/p>\n<p>Maps.<\/p>\n<p>Tables.<\/p>\n<p>Notes.<\/p>\n<p>A fifteen-page report.<\/p>\n<p>I sent everything to Rachel.<\/p>\n<p>Two hours later she called.<\/p>\n<p>\u201cIt\u2019s yours.\u201d<\/p>\n<p>\u201cHow much?\u201d<\/p>\n<p>\u201cThe second attachment appears to contain pages from your report with formatting removed.\u201d<\/p>\n<p>I stared at my desk.<\/p>\n<p>\u201cDid Dad remove my name?\u201d<\/p>\n<p>\u201cThe version Mercer received does not identify an author.\u201d<\/p>\n<p>\u201cDid Dad get paid for it?\u201d<\/p>\n<p>\u201cNot directly from these records.\u201d<\/p>\n<p>\u201cBut Cole Family Holdings received consulting fees.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cCould the twelve thousand have been for my analysis?\u201d<\/p>\n<p>\u201cPossibly.\u201d<\/p>\n<p>I hated that word again.<\/p>\n<p>\u201cMercer\u2019s documents describe the fee as market sourcing and preliminary corridor analysis.\u201d<\/p>\n<p>My fingers went cold.<\/p>\n<p>\u201cCorridor analysis.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cThat\u2019s exactly what my project was.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>I stood.<\/p>\n<p>Dad had used my educational money.<\/p>\n<p>Used my schoolwork.<\/p>\n<p>Claimed partial authorship.<\/p>\n<p>Then received a consulting fee from the investment vehicle that relied on it.<\/p>\n<p>And later, after the investment failed, claimed my success belonged partly to him.<\/p>\n<p>The circle became uglier every time we completed it.<\/p>\n<p>\u201cDoes Dad know we have this?\u201d<\/p>\n<p>\u201cHis attorney received the production simultaneously.\u201d<\/p>\n<p>\u201cGood.\u201d<\/p>\n<p>Rachel hesitated.<\/p>\n<p>\u201cWhat?\u201d<\/p>\n<p>\u201cCharles called.\u201d<\/p>\n<p>\u201cAnd?\u201d<\/p>\n<p>\u201cHe wants to postpone signing.\u201d<\/p>\n<p>I laughed.<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cI agree.\u201d<\/p>\n<p>\u201cWhy does Dad want to postpone?\u201d<\/p>\n<p>\u201cCharles says they need to evaluate newly produced information.\u201d<\/p>\n<p>\u201cMeaning Dad wants to know whether this hurts him.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cIt does.\u201d<\/p>\n<p>\u201cLikely.\u201d<\/p>\n<p>\u201cHow?\u201d<\/p>\n<p>\u201cThat depends on the estate structure, the nature of the funds, and whether any claims are timely.\u201d<\/p>\n<p>\u201cI don\u2019t care about suing him for another twelve thousand.\u201d<\/p>\n<p>\u201cI know.\u201d<\/p>\n<p>\u201cBut I care about the truth.\u201d<\/p>\n<p>\u201cI know.\u201d<\/p>\n<p>I sat again.<\/p>\n<p>\u201cDoes Mom know?\u201d<\/p>\n<p>\u201cHer attorney received the records.\u201d<\/p>\n<p>My phone rang while Rachel was still speaking.<\/p>\n<p>Mom.<\/p>\n<p>\u201cI\u2019ll call you back.\u201d<\/p>\n<p>\u201cTake it.\u201d<\/p>\n<p>I answered.<\/p>\n<p>Mom did not say hello.<\/p>\n<p>\u201cI didn\u2019t know.\u201d<\/p>\n<p>\u201cI figured.\u201d<\/p>\n<p>\u201cRichard was paid?\u201d<\/p>\n<p>\u201cCole Family Holdings was.\u201d<\/p>\n<p>\u201cI owned twenty percent.\u201d<\/p>\n<p>I froze.<\/p>\n<p>\u201cWhat?\u201d<\/p>\n<p>\u201cI was listed as twenty-percent owner.\u201d<\/p>\n<p>\u201cThen part of the fee was technically yours.\u201d<\/p>\n<p>\u201cI never saw it.\u201d<\/p>\n<p>\u201cWhere did it go?\u201d<\/p>\n<p>\u201cI don\u2019t know.\u201d<\/p>\n<p>I almost laughed at the predictability.<\/p>\n<p>\u201cMom, tell your lawyer.\u201d<\/p>\n<p>\u201cI already did.\u201d<\/p>\n<p>\u201cGood.\u201d<\/p>\n<p>\u201cHannah, there\u2019s something else.\u201d<\/p>\n<p>I closed my eyes.<\/p>\n<p>\u201cPlease stop saying that.\u201d<\/p>\n<p>\u201cI know.\u201d<\/p>\n<p>\u201cWhat?\u201d<\/p>\n<p>\u201cRichard told me the twelve thousand was reimbursement.\u201d<\/p>\n<p>\u201cWhen?\u201d<\/p>\n<p>\u201cYears ago.\u201d<\/p>\n<p>\u201cFor what?\u201d<\/p>\n<p>\u201cTravel and research.\u201d<\/p>\n<p>\u201cDid he travel?\u201d<\/p>\n<p>\u201cA little.\u201d<\/p>\n<p>\u201cTwelve thousand dollars\u2019 worth?\u201d<\/p>\n<p>\u201cI never checked.\u201d<\/p>\n<p>Of course.<\/p>\n<p>\u201cDid you sign tax returns for Cole Family Holdings?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cThen the income should appear.\u201d<\/p>\n<p>\u201cI\u2019m looking.\u201d<\/p>\n<p>\u201cDon\u2019t look alone. Give everything to your lawyer.\u201d<\/p>\n<p>\u201cI will.\u201d<\/p>\n<p>She paused.<\/p>\n<p>\u201cI\u2019m sorry.\u201d<\/p>\n<p>\u201cMom.\u201d<\/p>\n<p>\u201cI know. Stop saying it.\u201d<\/p>\n<p>\u201cThank you.\u201d<\/p>\n<p>After the call, I walked outside.<\/p>\n<p>Cold air helped.<\/p>\n<p>My property stretched down toward the lake, winter-bare and quiet.<\/p>\n<p>I thought about myself at twenty-three.<\/p>\n<p>Sitting at the kitchen table.<\/p>\n<p>Showing Dad maps.<\/p>\n<p>Explaining zoning.<\/p>\n<p>Excited because I had found something interesting.<\/p>\n<p>He had mocked parts of it.<\/p>\n<p>Then taken it seriously enough to send to Mercer.<\/p>\n<p>He could have said, My daughter found this.<\/p>\n<p>He almost had.<\/p>\n<p>But when Mercer showed interest, Dad had moved himself into the work.<\/p>\n<p>I did some of it with Hannah.<\/p>\n<p>That sentence bothered me more than I could explain.<\/p>\n<p>Maybe because it revealed the earliest version of the pattern.<\/p>\n<p>Before money.<\/p>\n<p>Before failure.<\/p>\n<p>Before the lawsuit.<\/p>\n<p>Dad had struggled to let my accomplishment stand without adding himself.<\/p>\n<p>Greg called me that afternoon.<\/p>\n<p>I almost refused.<\/p>\n<p>Rachel approved the conversation if his attorney joined.<\/p>\n<p>We spoke on a conference line.<\/p>\n<p>Greg sounded embarrassed.<\/p>\n<p>\u201cI should have told you about the RBM consulting payment.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cI didn\u2019t connect it to your project.\u201d<\/p>\n<p>\u201cHow could you not?\u201d<\/p>\n<p>\u201cI never saw your report.\u201d<\/p>\n<p>\u201cWhat did you do?\u201d<\/p>\n<p>\u201cWalked parcels. Estimated renovation conditions. Reviewed acquisition costs.\u201d<\/p>\n<p>\u201cFor six thousand dollars?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cWho hired you?\u201d<\/p>\n<p>\u201cMercer.\u201d<\/p>\n<p>\u201cDad involved?\u201d<\/p>\n<p>\u201cHe introduced us.\u201d<\/p>\n<p>\u201cDid Dad ask you to look at my duplex because of RBM?\u201d<\/p>\n<p>\u201cNo. That came later.\u201d<\/p>\n<p>\u201cDid you know Dad was using my analysis?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cDid Mercer mention me?\u201d<\/p>\n<p>\u201cOnce.\u201d<\/p>\n<p>\u201cWhat did he say?\u201d<\/p>\n<p>\u201cThat Richard\u2019s daughter had spotted the corridor.\u201d<\/p>\n<p>I stopped.<\/p>\n<p>Mercer knew.<\/p>\n<p>At least initially.<\/p>\n<p>\u201cWhat did Dad say?\u201d<\/p>\n<p>\u201cI don\u2019t remember.\u201d<\/p>\n<p>\u201cTry.\u201d<\/p>\n<p>Greg was silent.<\/p>\n<p>\u201cHe said something like you\u2019d been studying planning and had helped him think through it.\u201d<\/p>\n<p>Helped him.<\/p>\n<p>Not the reverse.<\/p>\n<p>Dad\u2019s version had already begun.<\/p>\n<p>\u201cWhy didn\u2019t you tell me you consulted for RBM?\u201d<\/p>\n<p>\u201cI didn\u2019t think it mattered.\u201d<\/p>\n<p>\u201cIt mattered when I asked about your relationship with Dad.\u201d<\/p>\n<p>\u201cYou\u2019re right.\u201d<\/p>\n<p>I exhaled.<\/p>\n<p>\u201cGreg, I need you to stop deciding what matters to me.\u201d<\/p>\n<p>Silence.<\/p>\n<p>Then:<\/p>\n<p>\u201cYou\u2019re right.\u201d<\/p>\n<p>Everyone was learning the same sentence.<\/p>\n<p>After the call, Rachel sent me another Mercer email.<\/p>\n<p>This one came months after RBM launched.<\/p>\n<p>Mercer wrote to Dad:<\/p>\n<p>Your daughter\u2019s corridor call was better than ours. Shame she isn\u2019t on the deal.<\/p>\n<p>Dad replied:<\/p>\n<p>She doesn\u2019t have capital for this level yet.<\/p>\n<p>I stared.<\/p>\n<p>Not:<\/p>\n<p>She isn\u2019t interested.<\/p>\n<p>Not:<\/p>\n<p>We didn\u2019t ask her.<\/p>\n<p>She doesn\u2019t have capital.<\/p>\n<p>Dad had framed my absence as limitation.<\/p>\n<p>The irony was brutal.<\/p>\n<p>Part of the capital he used was mine.<\/p>\n<p>I called Rachel.<\/p>\n<p>\u201cCan we use this?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cFor what?\u201d<\/p>\n<p>\u201cSeveral things.\u201d<\/p>\n<p>\u201cSuch as?\u201d<\/p>\n<p>\u201cTo challenge the narrative that Richard created the opportunity for you.\u201d<\/p>\n<p>\u201cAnything else?\u201d<\/p>\n<p>\u201cIt may support an argument that he recognized the analysis originated with you.\u201d<\/p>\n<p>I read Mercer\u2019s sentence again.<\/p>\n<p>Your daughter\u2019s corridor call.<\/p>\n<p>Clear.<\/p>\n<p>Contemporaneous.<\/p>\n<p>Before failure gave Dad reason to rewrite history.<\/p>\n<p>\u201cWhy would Mercer help Dad later gather information about me if he knew all this?\u201d<\/p>\n<p>\u201cThat is a question for Mercer.\u201d<\/p>\n<p>\u201cCan we ask?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>We did.<\/p>\n<p>Mercer agreed to a deposition rather than an informal interview.<\/p>\n<p>Rachel prepared for two days.<\/p>\n<p>I was allowed to attend.<\/p>\n<p>Mercer arrived in a navy suit and looked exactly like the kind of man who had spent decades sitting at tables where other people lost money.<\/p>\n<p>Calm.<\/p>\n<p>Polished.<\/p>\n<p>Unhurried.<\/p>\n<p>Rachel began with RBM.<\/p>\n<p>Mercer admitted my report influenced their interest in the corridor but insisted they conducted independent diligence before investing.<\/p>\n<p>Reasonable.<\/p>\n<p>Then she asked about Dad.<\/p>\n<p>\u201cDid Richard Cole identify Hannah as the source of the initial corridor analysis?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cConsistently?\u201d<\/p>\n<p>Mercer paused.<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cWhen did that change?\u201d<\/p>\n<p>\u201cAfter the investment committee became interested.\u201d<\/p>\n<p>My stomach tightened.<\/p>\n<p>\u201cHow?\u201d<\/p>\n<p>\u201cHe began referring to it as work they had done together.\u201d<\/p>\n<p>\u201cDid you believe that?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cWhy?\u201d<\/p>\n<p>\u201cBecause the first email said his daughter had mapped the corridor for a course.\u201d<\/p>\n<p>Rachel showed him the email.<\/p>\n<p>Mercer confirmed it.<\/p>\n<p>Then came the twelve-thousand-dollar fee.<\/p>\n<p>\u201cWhat was Cole Family Holdings paid for?\u201d<\/p>\n<p>\u201cOrigination support and research.\u201d<\/p>\n<p>\u201cWhat research?\u201d<\/p>\n<p>\u201cRichard gathered planning materials.\u201d<\/p>\n<p>\u201cWere those materials prepared by Hannah?\u201d<\/p>\n<p>\u201cSome.\u201d<\/p>\n<p>\u201cDid you know that at the time?\u201d<\/p>\n<p>Mercer hesitated.<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>I felt my jaw tighten.<\/p>\n<p>\u201cDid you compensate Hannah?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cDid you have an agreement with her?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cDid you ask Richard whether she consented?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cWhy not?\u201d<\/p>\n<p>Mercer looked uncomfortable for the first time.<\/p>\n<p>\u201cBecause Richard presented the materials.\u201d<\/p>\n<p>\u201cThat wasn\u2019t my question.\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>He exhaled.<\/p>\n<p>\u201cWe should have.\u201d<\/p>\n<p>Rachel continued.<\/p>\n<p>\u201cDid Richard ever tell you educational funds belonging to Hannah were included in his investment capital?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cIf you had known?\u201d<\/p>\n<p>\u201cI would have told him to resolve that before investing.\u201d<\/p>\n<p>Dad\u2019s attorney objected to the hypothetical.<\/p>\n<p>Rachel moved on.<\/p>\n<p>Then she asked about my duplex.<\/p>\n<p>Mercer acknowledged tracking nearby transactions.<\/p>\n<p>He knew when I bought.<\/p>\n<p>Knew when I sold.<\/p>\n<p>He denied influencing either transaction.<\/p>\n<p>\u201cDid Richard ask you to invest secretly in Hannah\u2019s later projects?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>I looked up.<\/p>\n<p>That was new.<\/p>\n<p>\u201cWhen?\u201d<\/p>\n<p>\u201cAfter the duplex sale.\u201d<\/p>\n<p>\u201cWhat did you say?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cWhy?\u201d<\/p>\n<p>\u201cBecause she didn\u2019t know.\u201d<\/p>\n<p>\u201cDid Richard explain why secrecy was necessary?\u201d<\/p>\n<p>\u201cHe said Hannah was stubborn about family money.\u201d<\/p>\n<p>I nearly laughed.<\/p>\n<p>Mercer continued.<\/p>\n<p>\u201cI told him if she didn\u2019t want his money, he shouldn\u2019t put it in.\u201d<\/p>\n<p>Simple.<\/p>\n<p>Obvious.<\/p>\n<p>Dad had kept searching until he found Daniel, who agreed.<\/p>\n<p>Then Rachel asked about the title file.<\/p>\n<p>Mercer\u2019s posture changed.<\/p>\n<p>\u201cDid someone at your office access Hannah\u2019s archived closing records?\u201d<\/p>\n<p>\u201cI learned recently that the answer appears to be yes.\u201d<\/p>\n<p>\u201cWho?\u201d<\/p>\n<p>Mercer looked at his attorney.<\/p>\n<p>Then answered.<\/p>\n<p>\u201cMy former acquisitions director, Paul Keene.\u201d<\/p>\n<p>\u201cWhy?\u201d<\/p>\n<p>\u201cHe had Kevin Marsh\u2019s credentials from a prior transaction.\u201d<\/p>\n<p>\u201cWas that authorized?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cDid you instruct him?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cDid Richard?\u201d<\/p>\n<p>A long pause.<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>The room became very still.<\/p>\n<p>\u201cWhat did Richard ask him to obtain?\u201d<\/p>\n<p>\u201cEnough information to calculate Hannah\u2019s profit.\u201d<\/p>\n<p>There it was.<\/p>\n<p>No ambiguity.<\/p>\n<p>\u201cDid you know?\u201d<\/p>\n<p>\u201cNot beforehand.\u201d<\/p>\n<p>\u201cWhat happened afterward?\u201d<\/p>\n<p>\u201cI told Paul to delete the documents.\u201d<\/p>\n<p>\u201cDid he?\u201d<\/p>\n<p>\u201cI believed so.\u201d<\/p>\n<p>\u201cDid Richard retain copies?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>My stomach turned.<\/p>\n<p>\u201cDid you tell Hannah?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cWhy?\u201d<\/p>\n<p>Mercer looked toward me for the first time.<\/p>\n<p>\u201cBecause I didn\u2019t want to admit someone at my company had done it.\u201d<\/p>\n<p>Cowardice again.<\/p>\n<p>Different man.<\/p>\n<p>Same mechanism.<\/p>\n<p>Rachel asked, \u201cWhy did Richard want the profit calculation?\u201d<\/p>\n<p>Mercer exhaled.<\/p>\n<p>\u201cHe had become convinced that Hannah\u2019s transaction validated his investment thesis.\u201d<\/p>\n<p>\u201cDid you agree?\u201d<\/p>\n<p>\u201cThe market thesis, partly.\u201d<\/p>\n<p>\u201cHis claim to her profits?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cDid you tell him?\u201d<\/p>\n<p>\u201cRepeatedly.\u201d<\/p>\n<p>Rachel produced the emails.<\/p>\n<p>Mercer confirmed them.<\/p>\n<p>Then she asked the question I had been waiting for.<\/p>\n<p>\u201cWhy did you continue dealing with him?\u201d<\/p>\n<p>Mercer looked tired.<\/p>\n<p>\u201cBecause he owed me money.\u201d<\/p>\n<p>I frowned.<\/p>\n<p>\u201cWhat money?\u201d<\/p>\n<p>\u201cPersonal guarantee obligations after RBM failed.\u201d<\/p>\n<p>\u201cHow much?\u201d<\/p>\n<p>\u201cOriginally about one hundred eighty thousand.\u201d<\/p>\n<p>My pulse quickened.<\/p>\n<p>\u201cOutstanding now?\u201d<\/p>\n<p>\u201cApproximately ninety-two.\u201d<\/p>\n<p>That explained another piece.<\/p>\n<p>Dad had not only owed the bank.<\/p>\n<p>He owed Mercer.<\/p>\n<p>Rachel asked, \u201cDid Richard ever propose satisfying that obligation with proceeds from a claim against Hannah?\u201d<\/p>\n<p>Mercer went silent.<\/p>\n<p>Dad\u2019s attorney objected.<\/p>\n<p>Rachel rephrased.<\/p>\n<p>\u201cDid Richard discuss Hannah\u2019s assets as a potential source of repayment?\u201d<\/p>\n<p>Mercer looked at his lawyer.<\/p>\n<p>Then answered.<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>I stopped breathing.<\/p>\n<p>\u201cWhen?\u201d<\/p>\n<p>\u201cAbout eighteen months ago.\u201d<\/p>\n<p>The same period.<\/p>\n<p>Cole Family Capital.<\/p>\n<p>Martin\u2019s loan.<\/p>\n<p>The draft lawsuit.<\/p>\n<p>Dad\u2019s questions about my assets.<\/p>\n<p>\u201cWhat did he say?\u201d<\/p>\n<p>Mercer\u2019s answer came slowly.<\/p>\n<p>\u201cHe said if he could establish his contribution to Hannah\u2019s business, a settlement could solve his liquidity problem.\u201d<\/p>\n<p>There it was.<\/p>\n<p>Two million was not merely an abstract number.<\/p>\n<p>Dad had already mentally spent it.<\/p>\n<p>Mortgage.<\/p>\n<p>Retirement.<\/p>\n<p>My forty thousand.<\/p>\n<p>And Mercer.<\/p>\n<p>Rachel asked one final question.<\/p>\n<p>\u201cDid you encourage Richard to pursue Hannah?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cDid you discourage him?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cWhy?\u201d<\/p>\n<p>\u201cBecause I thought the claim was nonsense.\u201d<\/p>\n<p>Dad\u2019s attorney objected again.<\/p>\n<p>Mercer corrected himself.<\/p>\n<p>\u201cBecause I did not believe his prior investment entitled him to Hannah\u2019s later profits.\u201d<\/p>\n<p>Better.<\/p>\n<p>Precise.<\/p>\n<p>After the deposition, I sat in Rachel\u2019s office without speaking.<\/p>\n<p>She gave me water.<\/p>\n<p>I drank half.<\/p>\n<p>\u201cSo Dad owed Mercer ninety-two thousand.\u201d<\/p>\n<p>\u201cApproximately.\u201d<\/p>\n<p>\u201cAnd wanted money from me to pay him.\u201d<\/p>\n<p>\u201cThat appears to have been one contemplated use.\u201d<\/p>\n<p>\u201cMercer knew Dad\u2019s claim was weak.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cAnd still helped hide the title access.\u201d<\/p>\n<p>\u201cHe failed to disclose it.\u201d<\/p>\n<p>\u201cBecause he was protecting his company.\u201d<\/p>\n<p>\u201cThat is his testimony.\u201d<\/p>\n<p>I stared at the wall.<\/p>\n<p>Every adult around Dad had made one small compromise.<\/p>\n<p>Mom.<\/p>\n<p>Greg.<\/p>\n<p>Martin.<\/p>\n<p>Mercer.<\/p>\n<p>Daniel.<\/p>\n<p>Each had a reason.<\/p>\n<p>Peace.<\/p>\n<p>Concern.<\/p>\n<p>Debt.<\/p>\n<p>Embarrassment.<\/p>\n<p>Professional convenience.<\/p>\n<p>None had intended the whole result.<\/p>\n<p>Together they had allowed Dad to build a reality where boundaries became negotiable whenever he had a sufficiently persuasive reason.<\/p>\n<p>My phone buzzed.<\/p>\n<p>A message from Charles Denning had been forwarded by Rachel\u2019s assistant.<\/p>\n<p>Plaintiff will execute dismissal with prejudice immediately and accepts Defendant\u2019s requested fee provision. Plaintiff further withdraws any assertion of continuing financial or equitable interest in Defendant\u2019s businesses or properties.<\/p>\n<p>I read it twice.<\/p>\n<p>Dad was done.<\/p>\n<p>Not emotionally.<\/p>\n<p>Not morally.<\/p>\n<p>But legally.<\/p>\n<p>Rachel looked at me.<\/p>\n<p>\u201cWe can finish this.\u201d<\/p>\n<p>I nodded.<\/p>\n<p>Yet the relief I expected did not come.<\/p>\n<p>Because Mercer\u2019s testimony had answered one question while raising another.<\/p>\n<p>Dad\u2019s two-million-dollar demand had not grown from pride alone.<\/p>\n<p>He had debts.<\/p>\n<p>Real ones.<\/p>\n<p>And if he owed Mercer ninety-two thousand after already refinancing the house, then the financial situation was worse than Mom understood.<\/p>\n<p>Which meant the remaining question was no longer whether Dad would dismiss his claim.<\/p>\n<p>It was what he had done with the money he still had while telling everyone there was nothing left.<\/p>\n<hr>\n<h2><strong><a href=\"https:\/\/feeleverystory.online\/?p=9259\">Click here to continue reading: PART 20: The Missing Profit From My Own Secret Investment Led Back to an Account My Mother Had Never Seen and Dad Could No Longer Explain<\/a><\/strong><\/h2>\n","protected":false},"excerpt":{"rendered":"<p>The settlement should have been straightforward after that. It wasn\u2019t. Nothing involving Dad\u2019s RBM investment seemed capable of ending cleanly. Rachel called on a Tuesday morning. \u201cDo you have ten &hellip; <\/p>\n","protected":false},"author":1,"featured_media":9239,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9258","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-feel-every-story"],"_links":{"self":[{"href":"https:\/\/feeleverystory.online\/index.php?rest_route=\/wp\/v2\/posts\/9258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/feeleverystory.online\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/feeleverystory.online\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/feeleverystory.online\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/feeleverystory.online\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9258"}],"version-history":[{"count":1,"href":"https:\/\/feeleverystory.online\/index.php?rest_route=\/wp\/v2\/posts\/9258\/revisions"}],"predecessor-version":[{"id":9293,"href":"https:\/\/feeleverystory.online\/index.php?rest_route=\/wp\/v2\/posts\/9258\/revisions\/9293"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/feeleverystory.online\/index.php?rest_route=\/wp\/v2\/media\/9239"}],"wp:attachment":[{"href":"https:\/\/feeleverystory.online\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9258"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/feeleverystory.online\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9258"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/feeleverystory.online\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}